Money Management Package
(Individuals: $599, Couples:$699)
Includes:
Strategy Session #1: Money Management (1.5-2 Hr Each)
Learn about the Behavioral relationship between your mind and your money
Discuss Short-Term (1-5 years), Intermediate (10 years), Long Term (20+) Goals
Tax Analysis for Efficiency in Maximizing Monthly Cash Flow
Conduct Cash Flow Analysis
Provide context of minimum and optimal salary needs for future career opportunities
Discuss Short-term Savings Needs and how much should be in your savings account
Housing Analysis for a future home purchase or current homeownership
Action Item: Implementing a Money Management system, which allows for freedom of spending, prioritizing saving, paying bills on time and paying off or staying out of debt
Strategy Session #2: Introduction to Full Financial Plan (1.5-2 Hr Each)
Establish a debt payoff plan using implemented money management
Learn about the seven more common unexpected expenses and how to prepare for them.
Introduction to the design of a financial plan and the components of the plan
Formalize all the financial parts and how they work together
The purposes of each account and when to use the money in these accounts
Deferred Compensation/401K Investment Analysis
Action Items: Elect investment options for an employer plan, establish a debt payoff action plan, establish benchmarks for how much house to purchase that fits into the current money management system
Bonus
Three Coaching Calls (30 min, used as needed) to discuss one-off situation occurring in life